Investment helper

There are lots of ways to invest your DC savings and it’s important to find an approach that suits you. To help you decide, let’s get started with a few questions about you.

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Thinking about your attitude to money, which statement do you identify with most?

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What’s your current annual salary?

(your answer is confidential and won’t be retained electronically)

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How easy would it be for you to save an extra, say £50, each month?

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Thinking about your income in retirement (including other pensions and savings and State pension), how important are your DC Plan savings likely to be?

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When do you plan to start accessing your DC Plan savings?

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You can invest your DC Plan savings in one of 2 ways depending on how involved you want to be. Tell us which approach you prefer.

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The managed investment options invest a large part of your savings in Responsible Investments*. Which of these statements is closest to your views:

* Responsible Investments are investments that meet certain goals about things like protecting the environment, good governance and supporting social right

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You’ve said you prefer to select and manage your investments yourself. When you choose which funds to invest in, which of these statements is closest to your views:

* Responsible Investments are investments that meet certain goals about things like protecting the environment, good governance and supporting social rights

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How often do you think you’ll access your DC Plan savings?

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Thinking about how long you want to make your DC Plan savings last, which is most likely?

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How important is it for you to set aside some of your DC Plan savings as a buffer for the future or to leave to your loved ones when you die?

Just one last thing…
the boring but important stuff

Your results are on the next screen, but before you see them, it’s important to understand what this tool can and can’t do.

Basically, it’s a simple tool with a serious aim – to help you think about your investment choices and what suits you.

Based on your answers to the questions, it gives you some ideas about the investment option and funds you might want to consider. What it can’t do is give financial advice or recommendations. It’s too simple for that.

By using this tool you accept its purpose and understand its limitations. If you want to know more about how it works and what it does, click the terms of use button below.

Now we’ve got that out of the way, click the button below for your results.

I accept these terms – tell me my results

Terms of use

The Investment Helper (the tool) is for general guidance only. Please make sure you understand how it works and its limitations before obtaining your results. By using the tool, you agree to the terms of use set out below:

  • Your investment options: Members of the ITV Defined Contribution Plan (the DC Plan) can invest their DC savings through a Guided or a Customised approach. There are currently 14 Guided options to choose from, and 16 investment funds through the Customised approach.
  • About the tool: Based on your answers to 10 questions, the tool will suggest whether the Guided or Customised approach might suit you. It also gives you some ideas about what Guided option(s) you might like to consider if you decide to invest through the Guided approach, and the investment funds you might like to consider if you decide to invest through the Customised approach. These options and investment funds are suggestions only based on your responses to the questions.

    The tool cannot take account of your personal circumstances; it asks a limited number of general questions and because of this you should not regard any of the information it provides as either financial advice or recommendations.

    Neither the Trustee of the DC Plan (ITV DC Trustee Limited) (the ‘Trustee’) nor ITV plc, including all Participating Employers of the DC Plan (together ‘ITV’), can be responsible for any decisions you make based on the tool.

  • Getting advice: You’re responsible for carrying out your own investigations before deciding how to invest your DC savings; you should take independent financial advice if you’re not sure what to do or want specific advice about your own personal circumstances. You can find an independent financial adviser in your local area using the MoneyHelper website – find a retirement adviser.

The ‘small print’

The tool has been developed for the Trustee and ITV by Towers Watson Limited (‘WTW’), an independent firm of actuaries and consultants authorised and regulated by the Financial Conduct Authority. Access to the tool is provided to you by the Trustee and ITV and is subject to the terms of use displayed under 'Terms of use’ above. The Trustee, ITV and WTW cannot be responsible for any decisions you make based on the tool.

The tool is made available to you without any acceptance of responsibility by WTW and all warranties are excluded to the extent permitted by law. No representation, warranty or undertaking, express or implied is or will be made or given by WTW in relation to the accuracy or completeness of the investment options shown or any other information provided by the tool or that can be used as the basis for the making of investment or retirement planning decisions.

Any queries or complaints arising in relation to your use of the tool must be notified to the Trustee and ITV initially and you agree that any claims or disputes in connection with such use may only be pursued by the Trustee and ITV (and not by you directly) subject to the terms of the agreement they have in place with WTW. Any claims or disputes will be subject to English law and the exclusive jurisdiction of the courts in England.

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